Hey there. If you're reading this, you are serious about preventing Identity Theft, or you want to limit the damage which has already been done.

The first thing you should do in either scenario is to Freeze or Lock your Credit across all 3 Credit Reporting Bureaus. This will prevent ANYONE (including yourself) from opening new credit accounts or altering your credit in any way.

Upon freezing it for the first time, you'll be issued a secret PIN code. You should store this code somewhere very secure, which cannot be found on any of your devices. Maybe you can write it down somewhere safe at home, or store it on a thumb drive or similar device.

The only way to Un-Freeze your credit is to have that PIN. So anyone trying to steal your identity will have a tough time un-freezing your credit in order to mess with it. Of course, if you ever apply to open a new credit line or account, you'll need to unfreeze your credit for that to be approved.

Here are links to each Credit Agency with instructions showing how to freeze your credit:

If your identity has already been stolen, you should still freeze your Credit immediately. However, if you don't know where to go from here to repair the damage done, contact the Cyrus Team and we'll do everything we can to get your credit back!